/* ===================================================
   SUPERSAGA - Homepage Styles
   =================================================== */

/* ============ HERO SECTION ============ */
.hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--gradient-hero);
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.22;
  filter: saturate(0.7);
}

.hero-bg-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    105deg,
    rgba(10,28,80,0.96) 0%,
    rgba(15,36,96,0.88) 35%,
    rgba(26,60,143,0.75) 65%,
    rgba(41,82,184,0.5) 100%
  );
}

/* Decorative shapes */
.hero-shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  z-index: 0;
  pointer-events: none;
}
.hero-shape-1 {
  width: 500px; height: 500px;
  background: rgba(245,158,11,0.15);
  top: -120px; right: 10%;
  animation: float 7s ease-in-out infinite;
}
.hero-shape-2 {
  width: 350px; height: 350px;
  background: rgba(59,111,212,0.25);
  bottom: -80px; left: 5%;
  animation: float 9s ease-in-out infinite reverse;
}

.hero-content {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  padding: 80px 0;
}

/* Hero Left */
.hero-left {
  animation: slideInLeft 0.9s ease forwards;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(245,158,11,0.2);
  border: 1px solid rgba(245,158,11,0.4);
  color: var(--accent-light);
  padding: 6px 18px;
  border-radius: var(--radius-full);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 24px;
}
.hero-tag-dot {
  width: 8px; height: 8px;
  background: var(--accent);
  border-radius: 50%;
  animation: pulse-ring 2s cubic-bezier(0.455,0.03,0.515,0.955) infinite;
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.6rem, 5.5vw, 4.2rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin-bottom: 22px;
}

.hero-title .highlight {
  background: var(--gradient-accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-subtitle {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.75);
  line-height: 1.75;
  max-width: 480px;
  margin-bottom: 36px;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

/* Trust Badges Row */
.hero-trust {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
}
.trust-icon {
  font-size: 1.4rem;
}
.trust-text strong {
  display: block;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
}
.trust-text span {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.6);
  letter-spacing: 0.05em;
}
.trust-divider {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,0.2);
}

/* Hero Right - Insurance Cards */
.hero-right {
  animation: slideInRight 0.9s ease 0.2s forwards;
  opacity: 0;
  animation-fill-mode: forwards;
}

.hero-cards-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.hero-ins-card {
  background: rgba(255,255,255,0.08);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-lg);
  padding: 24px 20px;
  cursor: pointer;
  transition: var(--transition-med);
  position: relative;
  overflow: hidden;
}
.hero-ins-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,0.05) 0%, transparent 60%);
  pointer-events: none;
}
.hero-ins-card:hover {
  background: rgba(255,255,255,0.14);
  border-color: rgba(255,255,255,0.3);
  transform: translateY(-4px) scale(1.02);
  box-shadow: 0 16px 40px rgba(0,0,0,0.25);
}
.hero-ins-card.featured {
  grid-column: span 2;
  background: rgba(245,158,11,0.18);
  border-color: rgba(245,158,11,0.4);
}

.card-emoji { font-size: 2rem; margin-bottom: 12px; }
.card-name {
  font-size: 0.95rem;
  font-weight: 700;
  color: white;
  margin-bottom: 6px;
}
.card-desc {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.5;
}
.card-arrow {
  position: absolute;
  bottom: 16px;
  right: 16px;
  font-size: 1.1rem;
  color: rgba(255,255,255,0.5);
  transition: var(--transition-fast);
}
.hero-ins-card:hover .card-arrow {
  color: var(--accent-light);
  transform: translate(3px, -3px);
}

/* ============ STATS STRIP ============ */
.stats-strip {
  background: var(--white);
  padding: 0;
  position: relative;
  z-index: 10;
}

.stats-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  margin-top: -50px;
  overflow: hidden;
  border: 1px solid var(--mid-gray);
}

.stat-item {
  padding: 32px 24px;
  text-align: center;
  border-right: 1px solid var(--light-gray);
  transition: var(--transition-med);
  cursor: default;
}
.stat-item:last-child { border-right: none; }
.stat-item:hover {
  background: linear-gradient(180deg, rgba(26,60,143,0.03) 0%, transparent 100%);
}

.stat-number {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-number span {
  color: var(--accent);
}
.stat-label {
  font-size: 0.82rem;
  color: var(--text-muted);
  font-weight: 600;
  letter-spacing: 0.03em;
}
.stat-icon {
  font-size: 1.85rem;
  margin-bottom: 10px;
}

/* ============ INSURANCE PRODUCTS SECTION ============ */
.products-section {
  padding: var(--section-pad);
  background: var(--off-white);
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 48px;
}

.product-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  border: 1px solid var(--mid-gray);
  transition: var(--transition-med);
  position: relative;
  overflow: hidden;
  cursor: pointer;
  group: true;
}

.product-card::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gradient-accent);
  transform: scaleX(0);
  transform-origin: left;
  transition: var(--transition-med);
}

.product-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: transparent;
}
.product-card:hover::after {
  transform: scaleX(1);
}

.product-icon-wrap {
  width: 68px;
  height: 68px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin-bottom: 20px;
  transition: var(--transition-med);
}
.product-card:hover .product-icon-wrap {
  transform: scale(1.1) rotate(-5deg);
}

.icon-blue { background: #dbeafe; }
.icon-green { background: #dcfce7; }
.icon-amber { background: #fef3c7; }
.icon-purple { background: #f3e8ff; }
.icon-red { background: #fee2e2; }
.icon-teal { background: #ccfbf1; }

.product-name {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 10px;
}

.product-desc {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 20px;
}

.product-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--primary);
  transition: var(--transition-fast);
}
.product-link:hover {
  gap: 10px;
  color: var(--accent);
}

/* ============ BLOGS + CONTACT SECTION ============ */
.blogs-contact-section {
  padding: var(--section-pad);
  background: var(--white);
}

.blogs-contact-grid {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 40px;
  align-items: start;
  margin-top: 48px;
}

/* Blog Cards */
.blog-cards-wrap {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.blog-card {
  display: grid;
  grid-template-columns: 260px 1fr;
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  border: 1px solid var(--mid-gray);
  transition: var(--transition-med);
  cursor: pointer;
  text-decoration: none;
  color: inherit;
}
.blog-card:hover {
  transform: translateX(6px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(26,60,143,0.2);
}

.blog-card-img {
  width: 100%;
  height: 100%;
  min-height: 210px;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.blog-card:hover .blog-card-img {
  transform: scale(1.04);
}

.blog-card-img-wrap {
  overflow: hidden;
  position: relative;
}

.blog-card-body {
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.blog-card-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}

.blog-card-date {
  font-size: 0.78rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 5px;
}

.blog-card-title {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1.35;
  margin-bottom: 12px;
  transition: var(--transition-fast);
}
.blog-card:hover .blog-card-title {
  color: var(--primary);
}

.blog-card-excerpt {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 18px;
}

.blog-read-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--primary);
  transition: var(--transition-fast);
}
.blog-card:hover .blog-read-more {
  gap: 10px;
  color: var(--accent);
}

.blog-section-footer {
  margin-top: 28px;
  text-align: center;
}

/* ---- Contact Us (Fixed WhatsApp Card) ---- */
.contact-card {
  position: sticky;
  top: 90px;
  background: white;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--mid-gray);
}

.contact-card-header {
  background: var(--gradient-hero);
  padding: 28px 24px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.contact-card-header::before {
  content: '';
  position: absolute;
  width: 200px; height: 200px;
  background: rgba(255,255,255,0.05);
  border-radius: 50%;
  top: -80px; right: -60px;
}

.contact-header-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: white;
  margin-bottom: 6px;
  position: relative;
}
.contact-header-sub {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.7);
  position: relative;
}

.contact-card-body {
  padding: 28px 24px;
}

/* WhatsApp Button */
.whatsapp-main-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  width: 100%;
  padding: 16px 24px;
  background: linear-gradient(135deg, #25D366, #128C7E);
  color: white;
  border-radius: var(--radius-md);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 20px;
  transition: var(--transition-med);
  box-shadow: 0 6px 24px rgba(37,211,102,0.35);
  text-decoration: none;
  position: relative;
  overflow: hidden;
}
.whatsapp-main-btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,0.1), transparent);
}
.whatsapp-main-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 36px rgba(37,211,102,0.5);
}

.whatsapp-main-btn .wa-icon {
  width: 32px;
  height: 32px;
  background: rgba(255,255,255,0.25);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.whatsapp-pulse {
  position: absolute;
  top: -4px; right: -4px;
  width: 14px; height: 14px;
  background: #ff4444;
  border-radius: 50%;
  border: 2px solid white;
}
.whatsapp-pulse::after {
  content: '';
  position: absolute;
  inset: -4px;
  border: 2px solid #ff4444;
  border-radius: 50%;
  animation: pulse-ring 1.5s infinite;
}

.contact-divider {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 16px 0;
  color: var(--text-muted);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.contact-divider::before,
.contact-divider::after {
  flex: 1;
  content: '';
  height: 1px;
  background: var(--mid-gray);
}

/* Contact Form */
.contact-form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.form-input {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--mid-gray);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.88rem;
  color: var(--text-dark);
  background: var(--off-white);
  transition: var(--transition-fast);
  outline: none;
}
.form-input:focus {
  border-color: var(--primary);
  background: white;
  box-shadow: 0 0 0 3px rgba(26,60,143,0.08);
}
.form-input::placeholder { color: var(--text-light); }

.form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='%2364748b' viewBox='0 0 20 20'%3E%3Cpath d='M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 16px;
}

.contact-submit-btn {
  width: 100%;
  padding: 14px;
  background: var(--gradient-hero);
  color: white;
  border: none;
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition-med);
  box-shadow: 0 4px 16px rgba(26,60,143,0.3);
}
.contact-submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(26,60,143,0.45);
}

.contact-footer-note {
  margin-top: 16px;
  text-align: center;
  font-size: 0.75rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

/* ============ WHY CHOOSE US ============ */
.why-section {
  padding: var(--section-pad);
  background: var(--gradient-hero);
  position: relative;
  overflow: hidden;
}

.why-section::before {
  content: '';
  position: absolute;
  width: 600px; height: 600px;
  background: rgba(255,255,255,0.03);
  border-radius: 50%;
  top: -200px; right: -100px;
  pointer-events: none;
}

.why-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.why-left .section-label {
  color: var(--accent-light);
}
.why-left .section-title {
  color: white;
}
.why-left .section-sub {
  color: rgba(255,255,255,0.7);
}

.why-features {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 32px;
}

.why-feature {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  padding: 18px 20px;
  transition: var(--transition-med);
}
.why-feature:hover {
  background: rgba(255,255,255,0.1);
  transform: translateX(6px);
}
.why-feature-icon {
  font-size: 1.6rem;
  flex-shrink: 0;
  width: 48px; height: 48px;
  background: rgba(245,158,11,0.2);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
}
.why-feature-title {
  font-size: 0.98rem;
  font-weight: 700;
  color: white;
  margin-bottom: 4px;
}
.why-feature-desc {
  font-size: 0.83rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.55;
}

.why-right {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.why-stat-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-lg);
  padding: 28px 20px;
  text-align: center;
  transition: var(--transition-med);
}
.why-stat-card:hover {
  background: rgba(255,255,255,0.13);
  transform: translateY(-4px);
}
.why-stat-card.accent {
  background: rgba(245,158,11,0.2);
  border-color: rgba(245,158,11,0.4);
}
.why-stat-num {
  font-family: var(--font-display);
  font-size: 2.2rem;
  font-weight: 800;
  color: white;
  line-height: 1;
  margin-bottom: 8px;
}
.why-stat-num em {
  color: var(--accent-light);
  font-style: normal;
}
.why-stat-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
  font-weight: 500;
}

/* ============ TESTIMONIALS ============ */
.testimonials-section {
  padding: var(--section-pad);
  background: var(--off-white);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 48px;
}

.testimonial-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  border: 1px solid var(--mid-gray);
  transition: var(--transition-med);
  position: relative;
}
.testimonial-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.testimonial-quote {
  font-size: 3rem;
  color: var(--accent);
  font-family: Georgia, serif;
  line-height: 1;
  margin-bottom: 12px;
}

.testimonial-text {
  font-size: 0.92rem;
  color: var(--text-body);
  line-height: 1.75;
  margin-bottom: 24px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
}
.author-avatar {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--gradient-hero);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  font-weight: 700;
  color: white;
  flex-shrink: 0;
}
.author-name {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-dark);
}
.author-location {
  font-size: 0.78rem;
  color: var(--text-muted);
}
.testimonial-stars {
  position: absolute;
  top: 24px;
  right: 24px;
  font-size: 0.85rem;
  color: var(--accent);
  letter-spacing: 2px;
}

/* ============ FOOTER ============ */
.footer {
  background: var(--gradient-dark);
  color: rgba(255,255,255,0.8);
  padding-top: 72px;
  position: relative;
  overflow: hidden;
}

.footer::before {
  content: '';
  position: absolute;
  width: 600px; height: 600px;
  background: rgba(26,60,143,0.2);
  border-radius: 50%;
  top: -300px; right: -150px;
  pointer-events: none;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1.3fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand p {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.75;
  margin: 16px 0 24px;
  max-width: 280px;
}

.footer-logo-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}
.footer-logo-icon {
  width: 44px; height: 44px;
  background: var(--gradient-hero);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}
.footer-logo-name {
  font-family: var(--font-display);
  font-size: 1.85rem;
  font-weight: 800;
  color: white;
}
.footer-logo-tag {
  margin-top: 3px;
  font-size: 0.62rem;
  color: var(--accent);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  display: block;
}

.footer-social {
  display: flex;
  gap: 10px;
}
.social-btn {
  width: 38px; height: 38px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  cursor: pointer;
  transition: var(--transition-fast);
  text-decoration: none;
  color: rgba(255,255,255,0.7);
}
.social-btn:hover {
  background: var(--primary);
  border-color: var(--primary-light);
  color: white;
  transform: translateY(-2px);
}

.footer-col-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: white;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 2px solid rgba(245,158,11,0.5);
  display: inline-block;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-link {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.55);
  display: flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition-fast);
  cursor: pointer;
}
.footer-link:hover {
  color: var(--accent-light);
  transform: translateX(4px);
}
.footer-link::before {
  content: '›';
  color: var(--accent);
  font-size: 1.1rem;
  font-weight: 700;
}

/* Newsletter */
.footer-newsletter-title {
  font-size: 0.9rem;
  font-weight: 600;
  color: rgba(255,255,255,0.75);
  margin-bottom: 12px;
  line-height: 1.5;
}
.newsletter-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 20px;
}
.newsletter-input {
  padding: 12px 16px;
  background: rgba(255,255,255,0.07);
  border: 1.5px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-sm);
  color: white;
  font-family: var(--font-body);
  font-size: 0.85rem;
  outline: none;
  transition: var(--transition-fast);
}
.newsletter-input::placeholder { color: rgba(255,255,255,0.35); }
.newsletter-input:focus {
  border-color: var(--accent);
  background: rgba(255,255,255,0.1);
}
.newsletter-btn {
  padding: 12px 20px;
  background: var(--gradient-accent);
  color: white;
  border: none;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 0.88rem;
  cursor: pointer;
  transition: var(--transition-med);
}
.newsletter-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(245,158,11,0.4);
}

.footer-contact-items {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 8px;
}
.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.83rem;
  color: rgba(255,255,255,0.55);
}
.footer-contact-item span:first-child {
  font-size: 1rem;
  flex-shrink: 0;
}

/* Footer Bottom */
.footer-bottom {
  padding: 22px 0;
}
.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-copy {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}
.footer-copy strong {
  color: rgba(255,255,255,0.65);
}
.footer-bottom-links {
  display: flex;
  gap: 20px;
}
.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
  transition: var(--transition-fast);
}
.footer-bottom-links a:hover {
  color: var(--accent-light);
}
.irdai-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-full);
  padding: 6px 14px;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.55);
  font-weight: 600;
}

/* ============ RESPONSIVE ============ */
@media (max-width: 1024px) {
  .hero-content { grid-template-columns: 1fr; gap: 40px; }
  .hero-right { display: none; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .stat-item:nth-child(2) { border-right: none; }
  .products-grid { grid-template-columns: repeat(2, 1fr); }
  .why-inner { grid-template-columns: 1fr; gap: 40px; }
  .why-right { grid-template-columns: repeat(2, 1fr); }
  .blogs-contact-grid { grid-template-columns: 1fr; }
  .contact-card { position: static; }
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}

@media (max-width: 768px) {
  .hero { min-height: auto; }
  .hero-content { padding: 60px 0; }
  .hero-title { font-size: 2.2rem; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); border-radius: var(--radius-md); margin-top: -30px; }
  .products-grid { grid-template-columns: 1fr; }
  .blog-card { grid-template-columns: 1fr; }
  .blog-card-img { min-height: 200px; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom-inner { flex-direction: column; text-align: center; }
  .hero-trust { flex-direction: column; align-items: flex-start; gap: 12px; }
  .trust-divider { display: none; }
}

@media (max-width: 480px) {
  .stats-inner { grid-template-columns: 1fr 1fr; }
  .stat-item { padding: 20px 16px; }
  .stat-number { font-size: 1.8rem; }
}

/* ============ HOME BLOG SKELETON LOADER ============ */
/* Shows while blog-data.js loads — replaced immediately by real cards */
.home-blog-skeleton {
  height: 200px;
  border-radius: var(--radius-lg);
  background: linear-gradient(
    90deg,
    var(--light-gray) 25%,
    #e8eef8 50%,
    var(--light-gray) 75%
  );
  background-size: 200% 100%;
  animation: shimmer 1.4s infinite;
  margin-bottom: 28px;
}
