/* ===================================================
   SUPERSAGA - Mutual Funds Page Styles
   =================================================== */

/* =============================================
   1. PAGE HERO
   ============================================= */
.mf-hero {
  min-height: 100vh;
  background: linear-gradient(135deg, #0f2460 0%, #1a3c8f 40%, #1e3a5f 75%, #0d2137 100%);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
}
.mf-hero::before {
  content: '';
  position: absolute;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(245,158,11,0.12) 0%, transparent 70%);
  top: -200px; right: -200px;
  border-radius: 50%;
  pointer-events: none;
}
.mf-hero::after {
  content: '';
  position: absolute;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(59,111,212,0.18) 0%, transparent 70%);
  bottom: -120px; left: -120px;
  border-radius: 50%;
  pointer-events: none;
}

.mf-hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.mf-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(245,158,11,0.15);
  border: 1px solid rgba(245,158,11,0.35);
  color: var(--accent-light);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 8px 18px;
  border-radius: var(--radius-full);
  margin-bottom: 24px;
}
.mf-badge-dot {
  width: 8px; height: 8px;
  background: var(--accent);
  border-radius: 50%;
  animation: pulse-dot 1.5s infinite;
}

.mf-hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 4.5vw, 3.2rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 20px;
}
.mf-hero-title .highlight {
  background: var(--gradient-accent);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.mf-hero-subtitle {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.85);
  line-height: 1.75;
  margin-bottom: 32px;
  max-width: 480px;
}

.mf-trust-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 36px;
}
.mf-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.95);
  font-size: 0.82rem;
  font-weight: 500;
  padding: 8px 16px;
  border-radius: var(--radius-full);
  backdrop-filter: blur(6px);
}
.mf-trust-pill span { font-size: 1rem; }

/* Calculator Card */
.mf-calc-card {
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(24px);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius-xl);
  padding: 36px 32px;
  position: relative;
  z-index: 1;
}
.mf-calc-title {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 6px;
}
.mf-calc-sub {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  margin-bottom: 28px;
}

.calc-field { margin-bottom: 20px; }
.calc-field label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.calc-options {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}
.calc-option {
  flex: 1;
  min-width: 70px;
  padding: 10px 12px;
  background: rgba(255,255,255,0.07);
  border: 1.5px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-md);
  color: rgba(255,255,255,0.75);
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  text-align: center;
  transition: var(--transition-fast);
}
.calc-option:hover {
  background: rgba(245,158,11,0.15);
  border-color: var(--accent);
}
.calc-option.active {
  background: var(--gradient-accent);
  border-color: var(--accent);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(245,158,11,0.4);
}

.calc-divider {
  height: 1px;
  background: rgba(255,255,255,0.1);
  margin: 24px 0;
}

.mf-calc-result-box {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
  margin-bottom: 20px;
}
.mf-calc-result {
  background: rgba(245,158,11,0.1);
  border: 1.5px solid rgba(245,158,11,0.3);
  border-radius: var(--radius-lg);
  padding: 20px;
  text-align: center;
}
.calc-result-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 6px;
}
.calc-result-amount {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 800;
  color: #fbbf24;
  transition: all 0.3s ease;
}
.calc-result-note {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.4);
  margin-top: 4px;
}

.calc-cta {
  width: 100%;
  display: block;
  text-align: center;
  padding: 14px;
  background: var(--gradient-accent);
  color: var(--white);
  font-weight: 700;
  font-size: 0.95rem;
  border-radius: var(--radius-full);
  box-shadow: 0 6px 24px rgba(245,158,11,0.4);
  transition: var(--transition-med);
}
.calc-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 36px rgba(245,158,11,0.55);
}

/* =============================================
   2. WHY MUTUAL FUNDS — BENEFITS
   ============================================= */
.mf-benefits {
  padding: var(--section-pad);
  background: var(--off-white);
}
.mf-section-header {
  text-align: center;
  margin-bottom: 60px;
}
.mf-benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.mf-benefit-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  text-align: center;
  box-shadow: var(--shadow-card);
  border: 1px solid var(--mid-gray);
  transition: var(--transition-med);
}
.mf-benefit-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}
.mf-benefit-icon {
  width: 72px; height: 72px;
  background: linear-gradient(135deg, rgba(26,60,143,0.08), rgba(41,82,184,0.12));
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 20px;
  transition: var(--transition-med);
}
.mf-benefit-card:hover .mf-benefit-icon {
  background: var(--gradient-hero);
  color: white;
  transform: scale(1.1);
}
.mf-benefit-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.mf-benefit-desc {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.65;
}

/* =============================================
   3. FUND TYPES — 4 CARDS
   ============================================= */
.mf-plans {
  padding: var(--section-pad);
  background: var(--white);
}
.mf-plans-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 50px;
}
.mf-plan-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  border: 2px solid var(--mid-gray);
  padding: 30px 24px;
  position: relative;
  transition: var(--transition-med);
  display: flex;
  flex-direction: column;
}
.mf-plan-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-6px);
}
.mf-plan-card.recommended {
  border-color: var(--accent);
  background: linear-gradient(145deg, #fff9f0, #fff);
}
.mf-plan-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--gradient-accent);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 18px;
  border-radius: var(--radius-full);
  white-space: nowrap;
  box-shadow: 0 4px 12px rgba(245,158,11,0.4);
}
.mf-plan-icon { font-size: 2.2rem; margin-bottom: 14px; }
.mf-plan-title {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.mf-plan-sub {
  font-size: 0.82rem;
  color: var(--text-muted);
  margin-bottom: 20px;
  line-height: 1.6;
}
.mf-plan-features {
  list-style: none;
  margin-bottom: 24px;
  flex: 1;
}
.mf-plan-features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.84rem;
  color: var(--text-body);
  padding: 7px 0;
  border-bottom: 1px solid var(--light-gray);
}
.mf-plan-features li:last-child { border-bottom: none; }
.mf-plan-features li::before {
  content: '✓';
  color: var(--success);
  font-weight: 800;
  font-size: 0.9rem;
  flex-shrink: 0;
}
.mf-plan-cta {
  display: block;
  text-align: center;
  padding: 12px;
  border: 2px solid var(--primary);
  border-radius: var(--radius-full);
  color: var(--primary);
  font-weight: 700;
  font-size: 0.88rem;
  transition: var(--transition-fast);
}
.mf-plan-cta:hover,
.mf-plan-card.recommended .mf-plan-cta {
  background: var(--gradient-hero);
  color: var(--white);
  border-color: transparent;
  box-shadow: var(--shadow-md);
}

/* =============================================
   7. FAQ
   ============================================= */
.mf-faq {
  padding: var(--section-pad);
  background: var(--off-white);
}
.mf-faq-list {
  max-width: 760px;
  margin: 50px auto 0;
}
.mf-faq-item {
  background: var(--white);
  border-radius: var(--radius-lg);
  margin-bottom: 14px;
  border: 1.5px solid var(--mid-gray);
  overflow: hidden;
  transition: var(--transition-fast);
}
.mf-faq-item.open {
  border-color: var(--primary-light);
  box-shadow: var(--shadow-md);
}
.mf-faq-q {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  background: none;
  cursor: pointer;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-dark);
  text-align: left;
  gap: 16px;
}
.mf-faq-q:hover { color: var(--primary); }
.mf-faq-icon {
  width: 28px; height: 28px;
  background: var(--light-gray);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  font-weight: 800;
  color: var(--primary);
  flex-shrink: 0;
  transition: var(--transition-fast);
}
.mf-faq-item.open .mf-faq-icon {
  background: var(--primary);
  color: var(--white);
  transform: rotate(45deg);
}
.mf-faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.4,0,0.2,1);
}
.mf-faq-item.open .mf-faq-a { max-height: 300px; }
.mf-faq-a-inner {
  padding: 16px 24px 22px;
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.75;
  border-top: 1px solid var(--light-gray);
}

/* =============================================
   CTA STRIP
   ============================================= */
.mf-cta-strip {
  background: var(--gradient-hero);
  padding: 70px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.mf-cta-strip h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.5rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 16px;
  position: relative;
}
.mf-cta-strip p {
  color: rgba(255,255,255,0.7);
  font-size: 1rem;
  margin-bottom: 36px;
  position: relative;
}
.mf-cta-btns {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  position: relative;
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 1100px) {
  .mf-plans-grid { grid-template-columns: repeat(2, 1fr); }
  .mf-benefits-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 1024px) {
  .mf-hero-inner { grid-template-columns: 1fr; gap: 40px; }
}
@media (max-width: 640px) {
  .mf-hero { padding: 120px 0 60px; }
  .mf-plans-grid { grid-template-columns: 1fr; }
  .mf-benefits-grid { grid-template-columns: 1fr 1fr; }
}